Legal & Compliance

Regulatory Information

Volare Risk Management is a licensed insurance brokerage operating in compliance with state and federal insurance regulations. We maintain all necessary licenses and registrations required to conduct insurance business in the states where we operate.

Licensing

Our insurance professionals hold valid licenses issued by state insurance departments. License information is available upon request and can be verified through your state's department of insurance website.

Professional Standards

We adhere to the highest professional and ethical standards in the insurance industry. Our practices comply with:

• State insurance regulations and codes of conduct
• Federal privacy and data protection laws (GLBA, etc.)
• Anti-money laundering (AML) requirements
• Know Your Customer (KYC) protocols
• Professional liability and errors & omissions standards

Disclosures

As an insurance broker, we may receive compensation from insurance carriers in the form of commissions for policies placed. This compensation does not affect the premiums you pay, which are set by the insurance carriers based on their underwriting criteria.

Complaints and Disputes

If you have a complaint or concern about our services, please contact us directly at:

You may also file a complaint with your state's department of insurance. Contact information for state insurance departments can be found on the National Association of Insurance Commissioners (NAIC) website.

Coverage Availability

Insurance coverage is subject to underwriting approval and may not be available in all states. Policy terms, conditions, and exclusions apply. Actual coverage is determined by the insurance policy contract and applicable state law.

Data Protection & Privacy

We are committed to protecting your personal information in compliance with applicable privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and state privacy regulations. Please review our Privacy Policy for detailed information about our data practices.

Fair Dealing

We are committed to treating all clients fairly and without discrimination. We comply with all applicable fair dealing and consumer protection laws, including:

• Unfair Trade Practices Act
• Consumer protection regulations
• Anti-discrimination laws
• Accessibility requirements

Professional Indemnity

Volare Risk Management maintains professional indemnity insurance (errors and omissions coverage) to protect our clients in the event of professional negligence or mistakes in our service delivery.

Contact Our Legal Team

For legal inquiries or compliance-related questions, please contact: